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Scottish Widows Lifetime Mortgage Rates

Find the best lifetime mortgage rates from
Scottish Widows
.


To view features of the products, check your eligibility and find out how much tax free cash you could release, click 'More Info'.

Product
Fixed Rate
FR1
FR1
5.95
%
LS1
LS1
5.95
%
Last updated:
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Do you have a question about lifetime mortgages? Just want some general information? Click here to ask an adviser.

Scottish Widows offers competitive fixed-rate lifetime mortgages with a focus on financial stability and long-term solutions for homeowners aged 55 and over.

Key Features

  • Minimum Age: 55
  • LTV: Up to 45%
  • Interest Rate: Fixed for life

Pros

  • Competitive fixed rates
  • No negative equity guarantee
  • Trusted brand with a strong reputation

Cons

  • No drawdown option
  • Early repayment charges may apply

The products shown are a selection of different flexible lifetime mortgages. Drawdown lifetime mortgages such as these allow you to take an initial lump sum with a pre-authorised amount that can be accessed whenever required.  

The results shown are for guidance purposes only and do not guarantee loan approval or the amount you may be able to borrow.

*Subject to terms and conditions. Enquire for more details
Equity Relese Council

Lifetime Mortgage Rates is a trading style of Greywood Digital Ltd and is a non-advised business, that connects you to Financial Conduct Authority Regulated mortgage specialists who are approved to give advice for these products.

This is a marketing website which acts as an information source for consumers interested in these products from lenders who offer specialist mortgages for later life, allowing you to compare the best rates from the UK's leading equity release providers.

Would you like an idea of the maximum loan? Then use this Lifetime Mortgage Calculator. Lifetime Mortgage Rates are not authorised to give advice and we are not liable for any advice provided by, or obtained through a third party. To understand the features and risks, ask for a personalised illustration.

The information published on this website is for information purposes only.



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